Souqalmal Insurance

Travel Medical Expenses

Travel insurance is designed for ordinary business or holiday travel.

Travel insurance provides reimbursement for medical expenses and/or losses incurred on account of happening of covered event.

Why Us?

Best Performing U.A.Ei Company
‘MENA’ U.A.E Insurer of the Year Award – 2013
AIWA Award – 2013
AIWA award for Best Performing Company
Only U.A.Ei Company rated since 2008

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Cover

The Insurance period shall commence at the time Insured Person leaves his/her home or place of business, whichever occurs later, for the purpose of proceeding on a journey beyond the confines of U.A.E and shall terminate at the time he returns to his/her home or place of business whichever is earlier.

No Cover For

Special hazards such as visits to politically disturbed areas, hazardous or manual occupations, International Overland Travel in Asia and Africa other than by Railway.

Specialty Assistr

24 HOUR EMERGENCY TELEPHONE SERVICE Available

Key Benefits

Travel Insurance Medical Only: This insurance covers only medical treatment, Repatriation and other emergency expenses such as:

Medical, hospital and treatment expenses (including travel expenses).
Reasonable travel and hotel expenses of a relative or friend (not necessarily an Insured Person) who is required to travel to, remain with, or escort the Insured Person if he/she becomes severely incapacitated during the Period of Travel.
The reasonable cost of Funeral Expenses and/or the reasonable cost of transporting the remains or ashes of the Insured Person to his former place of residence in U.A.E if he dies during the Period of Travel.

Key Exclusions

Pre-existing conditions.Pre-existing condition is any condition where the insured person:
- Has received in-patient treatment during the last twelve months, or
- Is taking prescribed medication for which he/she has consulted a doctor within the past 12 months, unless the condition for which he/she is taking it and the dosage levels are normally stable and well controlled, or
- Is on a hospital waiting list for in-patient investigation or treatment, or
- Has been given terminal prognosis.
War, Radioactivity and sonic bangs exclusions
Change of mind cancellations
Incidents caused by drug or alcohol use
Hazardous or non conventional activities, e.g. scuba diving, mountain climbing, skydiving, etc.

This is not an exhaustive list. Please refer to policy wordings for detailed coverage, exclusions and conditions.

Download Section

– Travel - Proposal Form